Sequence of Returns Risk: Why “Time In The Market” Doesn’t Always Work.

Sequence of Returns Risk: Why “Time In The Market” Doesn’t Always Work.

2/3/2025.    “ It’s About Time in the Market, Not Timing the Market ” is a common catchphrase of the financial industry, because it stress...

I've Got A Hurty Knee

I've Got A Hurty Knee

  .. And elbow, wrist, hand, toe... 05/02/2025.  It's good to learn something every day.  Today I learnt that if you just bought a new p...

I Asked AI If Equal-Weighted Index-Trackers Are A Good Idea. The Response SHOCKED Me!

I Asked AI If Equal-Weighted Index-Trackers Are A Good Idea. The Response SHOCKED Me!

03/02/2025.  “If I am worried about market concentration, should I consider equal-weighted index trackers, rather than market cap weighted?”...

How to Think About Evidence-Based Investing

How to Think About Evidence-Based Investing

02/02/2025   I recently read a LinkedIn post where the author back-tested a mixed-bag of assets, creating a portfolio that outperformed a ‘6...

This Linear Regression Chart is Flashing Red

This Linear Regression Chart is Flashing Red

  30/6/2024.  Reversion to the Mean is an Actual Thing.  Check your Asset Allocation?   Mean reversion is the theory that prices tend to ret...

Homer Simpson Explains The Real Reason Why Passive Beats Active

Homer Simpson Explains The Real Reason Why Passive Beats Active

13/3/2024.   It's absolutely true that keeping portfolio costs low is important. However there is more going on to explain why...

Here’s Another $72 Billion of Investors' Money that Doesn’t Beat the Benchmark

Here’s Another $72 Billion of Investors' Money that Doesn’t Beat the Benchmark

14/2/2024.  14th Century Philosophy Helps Understand Why. I Have A Question For You Imagine you have to make a car journey in the shortest ...

Why Experienced Advisors Can Be More Cautious Than You Expect

Why Experienced Advisors Can Be More Cautious Than You Expect

18/9/2023.  Cartoon courtesy of Glasbergen Cartoon Service . Because We Really Don't Know It's more important for a finan...

Here’s £35 Billion of Investors’ Money That Underperforms The Benchmark

Here’s £35 Billion of Investors’ Money That Underperforms The Benchmark

28/8/2023.    The UK's Ten Largest 60%-80% Allocation Funds Control Over £35 Billion Of Investors' Money.  Every Single One Underper...